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How to Activate Inactive Payoneer Receiving Accounts in 2025

How to Activate Inactive Payoneer Receiving Accounts in 2025

If you’ve received a notification about inactive Payoneer receiving accounts, here’s a simple step-by-step guide to help you keep them active—before the August 30, 2025, deadline.

🧾 What Is a Payoneer Receiving Account?

A Payoneer Receiving Account is a virtual bank account in various currencies (USD, EUR, GBP, etc.) that allows you to receive payments from international clients and marketplaces like a local bank account.

🛠️ Step 1: Identify Inactive Payoneer Receiving Accounts

To check which of your currency accounts are inactive:

  1. Log in to your Payoneer account → Payoneer Login
  2. Navigate to “Get Paid” > “Receiving Accounts.”
  3. View the list of all available currency accounts (USD, EUR, GBP, etc.).
  4. Match the last 4 digits mentioned in the email from your Payoneer to your account list to find which ones are inactive.

📌 Inactivity means no payment received in the past 2 years.

💰 Step 2: Reactivate by Receiving a Small Payment

You can reactivate any inactive receiving account by receiving even a small payment ($1–$5). Two simple options:

Option A: Transfer from a Freelance Marketplace

If you work on platforms like Upwork, Fiverr, Freelancer, or others:

  • Withdraw a small amount into your Payoneer account.

Option B: Request Payment from a Friend or Client

  • Ask someone with a Payoneer account or international transfer ability to send a small payment to your account.

📨 Step 3: Share Your Payoneer Account Details

To receive a payment, you’ll need to share your account details:

  1. Go to Receiving Accounts in your Payoneer dashboard.
  2. Select the correct currency (e.g., USD, EUR).
  3. Copy and share relevant info:
  • Bank Name
  • Account Number
  • Routing Number (if applicable)
  • Account Type

🎯 Accurate details ensure smooth transaction processing.

💡 Important Notes

  • Small transfers ($1–$5) are enough to activate the account.
  • Once activated, the account will no longer be listed as inactive.
  • Payoneer will not close accounts that receive payments before the deadline.

📅 Final Deadline: August 30, 2025

Ensure that you receive a payment into the inactive receiving account by August 30, 2025, to avoid permanent closure.